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Demand Accounts
Your money. Available when you need it.
Smart Access Demand
Access your money whenever life demands it.
Get instant access to your money through your App with a KBC Current Account.
With a minimum balance of €3k this demand account gives you plenty of options.*
Interest is paid annually in December.
Standard Demand Account
No minimum balance required with funds available when you need them through our App with a KBC Current Account!
Interest is paid twice yearly in April and October.
Here's how to apply
Over the phone
Give us a call to apply. You’ll get us on the phone 7 days a week from 8am to 11pm
Saving on the go!
Need to access your savings fast?
View, manage and transfer to and from your savings account from the comfort of your App with a KBC Current Account.
Useful Links
The Need-to-Knows
*You may only open one Smart Access Demand Account in your sole name. In addition, you may open a Smart Access Demand Account jointly with another Customer.
These products are open to Republic of Ireland Residents only, or Irish Citizens residing in certain jurisdictions. Please contact us for further information if you are an Irish citizen not resident within the Republic of Ireland.
Read the full details of the Terms and Conditions (pdf, 424 KB)
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You may only open one Smart Access Demand Account in your sole name. In addition, you may open a Smart Access Demand Account jointly with another Customer.
Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable.
Information correct as at 21st January 2021 .
Terms and Conditions apply.